What's the day of the dead?
Well you'll be surprised if I tell you that it's a very interesting celebration for the Mexican people, its the day they celebrate with their families the commemoration of their ancestors or their passed away family. There is a saying that the Mexican people believe that the gates of heaven are opened at midnight on October 31, and the spirits of all deceased children which are called "angelitos"
are allowed to reunite with their families for 24 hours and on November 2,
they say that the spirits of the adults come down to enjoy the festivities that are
prepared for them.
One of the most important things in celebrating the day of the dead is putting up an altar for their loved ones in the altar has many decorations on it its basically adding what your ancestor mostly liked like their favorite meal, drink, snack, cigarettes, something to represent their favorite activity, even their favorite music! The decorations that all the altars have is little folks art skeleton, sugar skulls, sawdust, salt, candles, pan de muerto, salt (to make a cross over the saw dust) and others beautiful decorations like the picture below!
Some people dress up as skulls or like said in Mexico for men "Calaca" and women "Catrina" in representation of the dead.
There have been many articles written on the subject. I will list a few at the end of this article, or simply Google “ foreigners owning property in the restricted zone in Mexico”.
I will talk about buying property in Manzanillo, with Candy King Real Estate , and the mechanics of the purchase process. In this case I am talking only about a private home, condo or lot that you will use for your residence, full or part time.
The Mexican constitution prohibits foreigners from holding a real estate title within 100 kilometers of the border, or 50 kilometers of any beach . These areas are called the “restricted zones”
Of course Manzanillo, as well as Puerto Vallarta, Cabo, Cancun, and all of the other beach communities are included within this zone.
Prior to 1993 the only way to purchase property in these areas was with a Mexican national as your partner.
In 1993 the government passed a law called the “Foreign Investment Law”, allowing foreigners to safely invest in these “restricted zones”.
The mechanism for the purchase (called a Fideicomiso or trust) sets up a Mexican bank as the partner , where the bank is named as the owner, but the purchaser has ALL of the rights of ownership including naming their heirs, getting a mortgage, or selling. The fideicomiso is granted for 50 years and is renewable for another 50 years.
That is the background. For the priviledge of being your partner the bank charges an annual fee. The fee ranges from 500- 700 US dollars at this time.
Another part of the law requires all foreigners to apply for and obtain a trust permit from the Ministry of foreign affairs prior to setting up the fideicomiso. There is a cost to this also, at this time it is approx. 13,000.00 pesos.
Sound complicated? Don’t worry. Everything we are talking about is taken care of by your realtor and your Notaria. Please note that a Notaria has a degree in law PLUS 2 more years of school, an exam, and a political appointment to become a Notario. Notarios are the only lawyers allowed to perform the actual sales of property in Mexico.
The purchase process is simple. You make an offer, including a 10% non refundable deposit to prove you are serious. The time for closing, if the property is owned currently by a National and you need a new trust, is approximately 45 days minimum, but of course is part of the negotiation.
If the property is owned by a foreigner and already has a trust, the sale can be as fast as two weeks, depending always on the speed of the bank involved.
When it comes time to close you send the balance of the money to the seller, sign the papers in the office of the notaria, pay the notaria, and receive the keys to your new home.
The closing costs vary with the price of the purchase as there are a couple of fixed costs such as the foreign ministry permit fees and the first year of the trust . You can expect to pay 3-5% of the price of the purchase on the closing. This is all for the notaria who will pay your transfer taxes, check for no liens, pay the first year of your trust fees, apply and receive your permit from the foreign ministry and set up the fideicomiso with the bank.
What you need to purchase a home in Manzanillo is your tourist visa ( that you receive on the plane when you arrive ) (minimum) , money, and a desire to change your life.
You do need to remember that you are in a different country and things operate a little differently than you are used to. You need to be sure you are working with a qualified real estate company.
Use your common sense. If you cannot get a fideicomiso on the property, do not buy it. The bank being your partner gives you some added protection as they will not accept properties without clear titles.
Here are some links to other articles:
Mexonline.com guide to Buying Property in Mexico - Real Estate
If you're going to be in Manzanillo for a while it's important that you know where you can get medical services for any type of emergency. The following are some or the principal places where you can receive medical attention.
Many of these are large clinics with 24 hour emergency services. Some
physicans answer calls to more than one clinic, for example: Neurosurgery. If you arrive at a
facility and they feel they cannot treat your condition, they will transport you to appropriate
facility in Manzanillo or to Colima/Guadalajara.
NAVAL HOSPITAL (333-2740)
Location: Las Brisas. Turn left (east) off the Blvd just past Cualatas. prior to the
main gate on the blvd, and go into the Hospital entrance. You must show ID to
guard. If it is an emergency, simply let them know it is urgent.
IMSS ( Instituto Mexicano del Seguro Social) (332-1170)
Location: Large white hospital behind the KFC franchise in Salagua. Allende
Location: Main Blvd, Sorianna area, 1215 Blvd. de la Madrid, Salahua
MEDICA PACIFICO (334-0385)
Location: On the main boulevard in Santiago. Av. Palma Real 10. Across from
Los Hadas golf course. Turn down into the cul de sac street for the clinic facility.
This is the closest facility for Juluapan peninsula residents.
- 3 ounces (6 tablespoons) fresh juice from 5 to 6 limes
- 1 1/2 ounces (3 tablespoons) St. Germain Elderflower liqueur
- 6 ounces (3/4 cup) silver tequila (100 agave)
Add watermelon, salt, lime juice, St. Germain, and tequila to a blender.
Puree until smooth. Strain through a fine-mesh strainer into a pitcher, using
the bottom of a ladle or a rubber spatula to press liquid through
Mixture can be served immediately or
sealed and chilled for up to five hours in the refrigerator. When ready to
serve, fill three serving glasses with ice, re-stir mixture, and and divide
evenly between glasses. Serve immediately.
- 1 1/2 cups fresh pineapple chunks (about 1/2 pound, from 1 small
- 1 1/2 ounces (3 tablespoons) fresh juice from about 2 lemons
- 2 1/4 ounces (4 1/2 tablespoons) fresh juice from 3 to 4 limes
Add pineapple, lemon juice, lime juice, simple syrup, salt,
tequila, and triple sec to a blender with 3 ice cubes. Blend until completely
smooth and frothy. Pour into a pitcher if desired and refrigerate up to 3
hours. Serve over ice.
- 4 ounces (1/2 cup) silver tequila (100% agave)
- 2 ounces (1/4 cup) high quality Triple Sec or Cointreau
- 2 1/2 ounces (5 tablespoons) juice from 4 to 5 limes
- 4 ounces (1/2 cup) simple syrup (see note above)
- 12 ounces ice (about 3 cups)
At least 8 hours before serving: combine
tequila, triple sec, lime juice, and simple syrup in sealable container that
will fit in your freezer. Seal and place in freezer at least 8 hours and up to
one week (mixture will remain completely liquid)
When ready to serve, add ice and tequila mixture to
blender. Blend on highest setting, pulsing and scraping down sides as necessary
until completely smooth. Serve immediately.