Friday, January 6, 2017

GROWING NUMBER OF AMERICANS ARE RETIRING OUTSIDE THE US



Newly widowed, Kay McCowen quit her job, sold her house, applied for Social Security and retired to Mexico. It was a move she and her husband, Mel, had discussed before he passed away in 2012.


“I wanted to find a place where I could afford to live off my Social Security,” she said. “The weather here is so perfect, and it’s a beautiful place.”


She is among a growing number of Americans who are retiring outside the United States. The number grew 17 percent between 2010 and 2015 and is expected to increase over the next 10 years as more baby boomers retire.



Just under 400,000 American retirees are now living abroad, according to the Social Security Administration. The countries they have chosen most often: Canada, Japan, Mexico, Germany and the United Kingdom...


To keep reading visit:

http://www.seattletimes.com/business/growing-number-of-americans-retiring-outside-the-us/

Wednesday, January 4, 2017

VISA REQUIREMENTS FOR MOVING TO MEXICO

If you’re planning a move to Mexico in 2017 or applying for, changing or renewing a visa within Mexico, you need to be familiar with the most current visa requirements for moving to Mexico.
Moving to Mexico
If you are moving to Mexico, you will need to apply for your visa at the nearest Mexican consulate in your country. Both temporary and permanent visas allow the “menaje de casa” or duty free exemption, which is required if you plan to bring any household goods into Mexico.
To qualify for the temporary visa you must show a monthly income of 300 times the minimum daily wage in Mexico. For 2017, the minimum wage is 80.04 pesos or 24,012 pesos per month. That is US$1,158 per month using an exchange rate of 20.73 pesos to the dollar (December 28, 2016 exchange rate). Your income must be documented with six months of bank statements.
Those of you who have liquid assets may alternatively qualify if you have maintained an average balance of 5,000 times the minimum wage of 80.04 pesos per day or 400,200 pesos or US$19,305 per year, using an exchange rate of 20.73 (using December 28, 2016 exchange rate). Liquid assets must be documented with 12 months of bank statements.
To qualify for the permanent visa you must show a monthly income of 500 times the 80.04 pesos minimum wage, which is 40,020 pesos or US$2,117 monthly, using the exchange rate noted above. This must be documented with six months of bank statements.

To keep on reading enter the following link:
http://www.expatsinmexico.com/visa-requirements-for-moving-to-mexico/

Monday, December 26, 2016

GUIDE TO HEALTHCARE SERVICES IN MANZANILLO

Manzanillo offers excellent government & private health care facilities. Government & Private clinics and hospitals feature some of the latest modern facilities and are built to US-standards.
This article will highlight the key aspects of getting access to healthcare in Manzanillo for you and your family.
Health Emergencies in Manzanillo
When you move to Manzanillo, you should acquaint yourself with the local medical and health facilities available in your local area. Find out where your nearest hospitals and clinics are, as well doctors, dentists and opticians and keep their telephone contact numbers at hand.
You can find this information out from Candy King Real Estate, neighbors, friends, work colleagues or contact your local consulate who may be able to provide you with a list of local health facilities in the city or town where you live.
Emergency Phone  number  in Manzanillo is 911. You can ask for the police, an ambulance or the fire brigade on this number.
Mexico’s Social Security System
    Mexico’s social security system is called the Instituto Mexicano de Seguro Social, often abbreviated as just IMSS.
IMSS: System is free at the point of delivery for Mexicans as well as foreign nationals with full immigrated residency status who are in full-time employment by a company registered in the IMSS system (payroll taxes cover heathcare). Foreigners resident in Mexico who are not working (e.g. retirees) may elect to purchase the IMSS health insurance separately for a yearly fee.
The level of care delivered by the IMSS in Manzanillo many have found equal or better than the medical care from their own countries.
Doctors in Manzanillo
Manzanillo has many fine doctors and many also speak good English. If you are in need of an English-speaking doctor in Manzanillo asks friends, neighbors and work colleagues for recommendations of good local doctors.
For complete directory of Doctors and Hospitals in Manzanillo , (Candy King Realty has an excellent list with phone numbers)
Dentists in Manzanillo
Manzanillo has no shortage of dentists and dental clinic, simply ask a neighbor and they probably have or know a friend who has a dentist somewhere in their family tree or visit one of the numerous clinics you may see in your travels. When you find a good dentist in Manzanillo, you can have excellent work done for a fraction of the cost as the same work would cost to have done in the USA or Canada.
Opticians in Manzanillo
Manzanillo has many fine opticians and you should have no trouble finding someone to test your eye sight. You will also be able to find franchises,  local and independent, opticians some of which have been practicing for years and have a great deal of experience which offer a complete eye-treatment service: from eye exams through to supplying glasses and contact lenses.
Eye Examinations: Eye exams are usually free provided that you purchase eye glasses or contact lenses, if you need them, at the same place. The quality of eye exams varies and you should try and select an optician that offers you experienced eye doctors and modern testing equipment.
Eye Glasses and Frames: If you need your eye-sight corrected, you’ll have an enormous choice of glasses, frames, designer frames and frame styles to choose from. Frames and glasses are relatively expensive in Mexico, especially if you want brand-name designer frames.
Contact Lenses: Contact lenses are widely available in Mexico, including the monthly disposables. Daily disposables are available in fewer places and may need to be pre-ordered for later pick-up. Stores stock a wide range of daily disposal lenses which they sell over-the-counter. Although contact lenses are available over the counter without a prescription, you should have ‘contact lens eye test’ undertaken annually when you wear contact lenses as the optician will check for infections or other issues which may arise with the use of contact lenses.
Laser Treatment: Laser Eye Treatment is available, talk to your eye doctor or optician about this.
Hospitals and Clinics in Manzanillo
Manzanillo has many excellent hospitals and clinics. If you are seeking specialist hospital treatment talk to your Local Doctor for a reference. In recent years, there has been a significant increase in the investment of private clinics, hospitals and diagnostic centers  in Manzanillo.
The doctors, nurses and specialist healthcare professionals working at Manzanillo’s  public and private hospitals are exceptionally well trained and usually have access to the latest equipment, technologies and medicines. You can expect very high levels of healthcare and attention at all Manzanillo’s public, private hospitals and clinics.
  •  NAVAL HOSPITAL (333-2740) 
Location: Las Brisas. Turn left (east) off the Blvd just past Cualatas. prior to the main gate on the blvd, and go into the Hospital entrance. You must show ID to guard. If it is an emergency, simply let them know it is urgent.


  • IMSS ( Instituto Mexicano del Seguro Social) (332-1170) 
Location: Large white hospital behind the KFC franchise in Salagua. Allende 222.


  • ECHAURI CLINIC (CENTRO MEDICO QUIRURGICO ECHAURI) (334-0444)
 Location: Main Blvd, Sorianna area, 1215 Blvd. de la Madrid, Salahua


  • MEDICA PACIFICO (334-0385) 
Location: On the main boulevard in Santiago. Av. Palma Real 10. Across from Los Hadas golf course. Turn down into the cul de sac street for the clinic facility. This is the closest facility for Juluapan peninsula residents.


  • HOSPITAL MANZANILLO (Central Medico Quirurgica) (336-7272)
 Location: In the port area. Blvd. Costero Miguel de la Madrid 444.

Pharmacies and Medications in Manzanillo
Pharmacies are numerous across Manzanillo, you’ll always be able to find a 24/7 pharmacy somewhere locally. High-powered pain killers and antibiotics require a prescription from doctor before they will be dispensed by pharmacists. Contact a doctor in Manzanillo if you need to purchase these controlled substances.
Because of the high cost of medications in other countries, many tourists are crossing the border into Mexico to buy their medicines. Some may be buying brand-names at discount prices; others may be purchasing generic brand medications.


A concept of ‘discount medications’ has gained popularity in Manzanillo during recent times, principally through the rise of companies like ‘Farmacias Similares‘—a pharmacy franchise which offers generic drug alternatives to brand-name drugs.
Even brand-name medications in Mexico usually cost less (not always) than they do in the US, Canada and Europe, so buying the ‘real thing’ when you do have to take medications in Mexico may not cost you much more.
Register of Births and Deaths in Mexico
Each State in Mexico has its own official register of Births, Marriages and Deaths. In Spanish it’s called the Registro Civil.
By law, all Births, Marriages and Deaths in Mexico must be registered with the Mexican authorities. Additionally, if you are not Mexican and your children are born in Mexico you may want to register the birth with your local consulate. Deaths of foreign nationals in Mexico may also be registered with the deceased’s corresponding consulate.
Civil Registry Offices in Mexico
Each State in Mexico has its official registry office.
Download this Directory of Civil Registry Offices in Mexico (PDF) for a list of states and the corresponding details including a link to the State’s official web site.
General Health Precautions
When you first arrive to live in Manzanillo, you are likely to encounter a settling-in period in regard to your general health. Here are some pointers and links that may be helpful:
Getting Used to the Food and Drink: It may take you a while to adjust to the local food and drink in Manzanillo depending on what type of foods you are accustomed to eating, you may experience some intestinal discomfort, diarrhea, etc. as your regular diet changes and your body becomes accustomed to Mexican food.
Street Food in Manzanillo: Street food (including food sold at market stalls) can be quite tempting and is also a way that you can taste authentic Mexican cooking as the locals eat it. If you are living in Manzanillo, it may become one of the regular options for your daily meals. You should exercise care in selecting what street vendors you buy from, look for vendors which are popular and what you eat there, because most likely your body will need to go through a period of adjustment as it’s exposed to new bacteria. Choose places that come recommended by other people as having hygenic standards and where the food is always fresh. Some people come to Manzanillo and eat street food, never suffering much more than an occasional upset stomach (if at all); it depends on your body’s digestive system, immunity, and how courageous you are with your eating habits!

Wednesday, December 14, 2016

MUSEUMS IN COLIMA

In the state of Colima we don't have a lot of museums but the little we have are filled with surprises, the following list corresponds to the museums we have in the state.

- Museo Regional de Historia de Colima
Address: Portal Morelos 1, Centro Historico, 28000 Colima, Col.
Phone: 312 312 9228
Hours: 9 AM - 6 PM





















- Centro Turistico Tampumacchay
Address: Camino a Tampumacchay 30, 28647 Tampumachay, Col.
Phone: 312 330 3904















- La Arteria
Address: Av. Constitucion 39, El Rastrillo, 28000 Colima,Col.
Phone: 312 312 2706










- El Museo de Sal
Address: Calle Benito Juarez 64, Centro, 28350 Cuyutlan, Col.
Phone: 313 326 4014
Hours: 8 AM - 6 PM

Thursday, November 3, 2016

DAY OF THE DEAD IN MEXICO

What's the day of the dead?
Well you'll be surprised if I tell you that it's a very interesting celebration for the Mexican people, its the day they celebrate with their families the commemoration of their ancestors or their passed away family. There is a saying that the Mexican people believe that the gates of heaven are opened at midnight on October 31, and the spirits of all deceased children which are called "angelitos" are allowed to reunite with their families for 24 hours and on November 2, they say that the spirits of the adults come down to enjoy the festivities that are prepared for them.
 One of the most important things in celebrating the day of the dead is putting up an altar for their loved ones in the altar has many decorations on it its basically adding what your ancestor mostly liked like their favorite meal, drink, snack, cigarettes, something to represent their favorite activity, even their favorite music! The decorations that all the altars have is little folks art skeleton, sugar skulls, sawdust, salt, candles, pan de muerto, salt (to make a cross over the saw dust) and others beautiful decorations like the picture below!
Some people dress up as skulls or like said in Mexico for men "Calaca" and women "Catrina" in representation of the dead.


Thursday, October 6, 2016

GMY`S AND FITNESS CENTERS IN MANZANILLO

Manzanillo has gyms and fitness centers where you can work out and be in a better shape with the best equipment's!

- Capital fitness plus










- Get Fit














- Gym Curves











-Fitness Club












-Gimnasio St. Johns













-GOM gym


Tuesday, September 13, 2016

HOW CAN I, AS A NON MEXICAN, BUY PROPERTY IN MANZANILLO, MEXICO?


There have been many articles written on the subject. I will list a few at the end of this article, or simply Google “ foreigners owning property in the restricted zone in Mexico”.
I will talk about buying property in Manzanillo, with Candy King Real Estate , and the mechanics of the purchase process. In this case I am talking only about a private home, condo or lot that you will use for your residence, full or part time.

The Mexican constitution prohibits foreigners from holding a real estate title within 100 kilometers of the border, or 50 kilometers of any beach . These areas are called the “restricted zones”

Of course Manzanillo, as well as Puerto Vallarta, Cabo, Cancun, and all of the other beach communities are included within this zone.

Prior to 1993 the only way to purchase property in these areas was with a Mexican national as your partner.

In 1993 the government passed a law called the “Foreign Investment Law”, allowing foreigners to safely invest in these “restricted zones”.

The mechanism for the purchase (called a Fideicomiso or trust) sets up a Mexican bank as the partner , where the bank is named as the owner, but the purchaser has ALL of the rights of ownership including naming their heirs, getting a mortgage, or selling. The fideicomiso is granted for 50 years and is renewable for another 50 years.

That is the background. For the priviledge of being your partner the bank charges an annual fee. The fee ranges from 500- 700 US dollars at this time.
Another part of the law requires all foreigners to apply for and obtain a trust permit from the Ministry of foreign affairs prior to setting up the fideicomiso. There is a cost to this also, at this time it is approx. 13,000.00 pesos.

Sound complicated? Don’t worry. Everything we are talking about is taken care of by your realtor and your Notaria. Please note that a Notaria has a degree in law PLUS 2 more years of school, an exam, and a political appointment to become a Notario. Notarios are the only lawyers allowed to perform the actual sales of property in Mexico.

The purchase process is simple. You make an offer, including a 10% non refundable deposit to prove you are serious. The time for closing, if the property is owned currently by a National and you need a new trust, is approximately 45 days minimum, but of course is part of the negotiation.

If the property is owned by a foreigner and already has a trust, the sale can be as fast as two weeks, depending always on the speed of the bank involved.
When it comes time to close you send the balance of the money to the seller, sign the papers in the office of the notaria, pay the notaria, and receive the keys to your new home.

The closing costs vary with the price of the purchase as there are a couple of fixed costs such as the foreign ministry permit fees and the first year of the trust . You can expect to pay 3-5% of the price of the purchase on the closing. This is all for the notaria who will pay your transfer taxes, check for no liens, pay the first year of your trust fees, apply and receive your permit from the foreign ministry and set up the fideicomiso with the bank.

What you need to purchase a home in Manzanillo is your tourist visa ( that you receive on the plane when you arrive ) (minimum) , money, and a desire to change your life.

You do need to remember that you are in a different country and things operate a little differently than you are used to. You need to be sure you are working with a qualified real estate company.
Use your common sense. If you cannot get a fideicomiso on the property, do not buy it. The bank being your partner gives you some added protection as they will not accept properties without clear titles.

Here are some links to other articles:

Mexonline.com guide to Buying Property in Mexico - Real Estate


http://www.mexicolaw.com/LawInfo14.htm